Built for growth. driven by innovation
At Payco, we believe your business deserves more than just a payment processor—it deserves a true partner. That’s why we start with what matters most: world-class support and industry-leading technology. Our team is always available, responsive, and invested in your success, so you never feel like just another account.
Smart Pricing. Exceptional Support. No Compromises.
At Payco, we don’t just process payments,we help businesses win. Our cutting-edge technology, unbeatable rates, and world-class support team are built to put you in a better place from day one. Why overpay with less support when you can have a partner who always has your back?
From retail shops and restaurants to e-commerce and wholesale, we tailor our solutions to fit your business and save you money. Join thousands of businesses nationwide that trust Payco to keep transactions seamless, customers happy, and operations running smoothly.
We equip you with the most advanced tools available:
- Smart POS systems that streamline operations for restaurants and retail
- E-commerce & mobile gateways for flexible, secure online payments
- Virtual terminals & invoicing tailored for B2B transactions
- Cashless ATM & ACH platforms that open new revenue opportunities
And while technology and support set us apart, our pricing model ensures your business always has clarity and confidence. With transparent programs like Interchange Plus, Dual Pricing, and Surcharge Solutions, you’ll know exactly how your costs are structured, no surprises, no confusion.
When you partner with Payco, you’re not just processing payments, you’re building on a foundation of service, innovation, and trust that gives your business the freedom to grow.
It’s simple: better pricing, better support, better results. Sign up today and see why Payco is the partner you’ve been waiting for.
changing up the payments landscape
What are the different pricing models
Interchange Plus
Interchange Plus
Interchange Plus
Straight Forward to the Point Cost-Plus Pricing. We will beat your rate and provide better service.
Dual-Pricing
Interchange Plus
Interchange Plus
Want to Pass the Cost of Processing to your clients and not receive a bill at the end of the month? Dual Pricing is the way to go.
Surcharge
Interchange Plus
Surcharge
Want to eliminate a majority of your processing fees but still provide cost-free options to your clientele? We have the compliant systems to help you.
Flat Rate
Interchange Plus
Surcharge
Does your business require set costs for forecasting? Ask us about our flat-rate pricing models.