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Business tools that boost profits and streamline operations

Comprehensive business suite including payroll, lending, HR services, high-speed internet, and VoIP communications. Our integrated platform streamlines operations by combining essential business functions under one provider. This unified approach delivers cost efficiency,and seamless integration across all services.

Payroll and HR Solutions

Simplify payroll with Payco and ADP. Take advantage of our premier partnership for Payroll and HR solutions, supported by a dedicated account representative.

Tell us about your needs

true partner for your payroll and HR needs

Why ADP?

Why should Payco clients leverage a premier partnership with ADP?  The same way you’re trusting us with your payment processing, we want to make sure you’re using a trusted, knowledgeable payroll processor, which is why we partner with ADP. ADP is the most scalable human capital management platform globally and can help consolidate HR, benefits, and everything in between. We have a dedicated ADP rep for Payco accounts meaning you will receive the higher level of support that you have come to expect from us and our selected vendors.


Are you experiencing any of the following:


  • Open or looking to evaluate their business process outsourcing
  •  Upcoming worker’s compensation renewal 
  • Upcoming medical renewal Struggling with increased regulatory compliance 
  • Difficulty hiring qualified employees and reducing turnover 
  • Needs support navigating the employee and business disruptions they are experiencing in these unprecedented times 
  • Unsatisfied with current payroll provider or PEO 

Payroll Services

  • Payroll 
  • HR Tools 
  • Timekeeping 
  • Workers Compensation 
  • Insurance 
  • Retirement  
  • Health Insurance 
  • Research & Development Tax Credits

Sign up Today

ADP Total source Solution

Talent Management and Acquisition

Talent Management and Acquisition

Talent Management and Acquisition

  •  Employee development  
  • Performance management 
  • Applicant tracking 
  • Online job postings 
  • Recruitment services 
  • Background screening 

Business Insights

Talent Management and Acquisition

Talent Management and Acquisition

  • Compensation benchmarks 
  • Turnover data analytics 
  • Customized 
  • HR guidance  
  • Personalized benefit strategies 
  • Compensation strategies 

Payroll, HR and taxes

Talent Management and Acquisition

Benefits and Compensation

  • Performance management dashboard
  • Payroll processing 
  • Full benefit plan administration 
  • Time and attendance* 
  • HR technology 
  • Tax documents preparation and filing 

Benefits and Compensation

Benefits and Compensation

Benefits and Compensation

  • Competitively priced Fortune 500®-caliber benefits 401(k) plans  
  • Voluntary benefits 
  • Retirement guidance  
  • Employee perks and discounts 

Risk and Compliance

Benefits and Compensation

Your Total Source Team

  • Worker’s compensation insurance 
  • Compliance guidance 
  • Risk management and safety support 
  • Employment practices liability insurance (EPLI) Legal defense benefit 
  • Help with audits and investigations 

Your Total Source Team

Benefits and Compensation

Your Total Source Team

  • Dedicated HR Business Partner 
  • Dedicated risk and safety specialist 
  • Dedicated payroll specialist 
  • Benefits Team MyLife Advisors Health Advocate Employee Assistance Program 

Lending Solutions

At Payco, we’ve built our reputation on honesty, transparency, and a relentless focus on real results. Our lending solutions reflect these values, offering businesses a full range of financing options designed to match their unique goals and fuel sustainable growth.

Payco Lending Marketplace

Smart Capital, Designed for Your Business

Full white glove service. Have one of our lending specialists review your needs and select one of our premier partners to review your file and present solutions to help your business grow.

Custom Lending Solutions Apply Here

Fuel Your Growth with Payco Lending

Turn your vision into reality with Payco’s tailored lending solutions. Whether you’re expanding, acquiring, upgrading, or preparing for seasonal demand, we deliver the financial foundation your business needs to grow with confidence.


Financing That Fits Your Goals


Expansion & Acquisitions

  • Acquire new businesses or buy out partners
     
  • Enter new markets with confidence
     
  • Scale existing infrastructure
     

Operations & Equipment

  • Remodel or renovate facilities
     
  • Upgrade critical equipment and technology
     
  • Modernize your operations for efficiency
     

Inventory & Seasonal Needs

  • Stock up for peak seasons
     
  • Smooth out cash flow during growth periods
     
  • Bridge revenue cycle gaps
     

A Network Built for Your Success


Through our extensive partnerships with banks and lending institutions, we offer access to a wide range of financing options. This allows us to align the right lending solution with your unique goals and circumstances.


More Than Financing—A Strategic Partnership


Our advisors don’t just secure loans—they help design strategies. We take the time to understand your business model and growth plans, creating lending solutions that integrate seamlessly with your strategy. From startups to established enterprises, we ensure financing that truly fits.


Transparency at Every Step


With Payco, you’ll never face hidden terms or confusing jargon. We explain everything clearly—interest rates, repayment schedules, and conditions—so you can make informed, confident decisions.


A Commitment Beyond Capital


Lending is just the start. Payco is invested in your long-term success, providing resources, insights, and ongoing support to help your business thrive.

Ready to grow? Let’s build your future together with Payco Lending.

VOIP Solutions

Power Your Business with Payco VoIP Solutions

Clear, reliable, and scalable communication is the backbone of every business. Payco VoIP delivers enterprise-grade phone solutions tailored to your needs—whether you’re a call center, hospital, law firm, security company, professional services firm, or a publicly traded enterprise.


Built for Every Industry


  • Call Centers: Seamless routing, queue management, and advanced reporting.
     
  • Corporate & Enterprise: Unified communication across locations with CRM/ERP integration.
     
  • Hospitals & Clinics: HIPAA-compliant systems integrated with EMR and scheduling.
     
  • Law Firms & Professional Services: Secure, confidential solutions with recording and transcription tools.
     
  • Security & Field Teams: Always-on mobile-ready communication with encrypted connections.
     

Why Payco


With partnerships across 8 leading VoIP providers, we design solutions that fit your size, budget, and growth goals. Our team goes beyond setup—we evaluate workflows, implement seamlessly, and provide ongoing support and system monitoring.


Simple. Transparent. Scalable.


No hidden fees. No confusion. Just a clear, reliable communication network that grows with your business.

Payco VoIP – connect, collaborate, and grow securely.

Integration services

Simplify, Streamline, Succeed

In today’s business landscape, growth depends on efficiency. That’s why Payco delivers more than just software and payments, pairing a deep understanding of business systems—we provide integration services that unify your systems, streamline workflows, and eliminate the friction that slows teams down.


Smarter Systems, Seamless Business


With expertise across 2,000+ POS, ERP, CRM, and accounting platforms, Payco ensures your technology works as one. Our team maps your systems, identifies gaps, and builds integrations that connect your business tools into a cohesive, automated ecosystem.


Performance and Productivity


We don’t just connect software—we optimize your entire operation. By auditing your current setup, Payco pinpoints inefficiencies, removes duplicate processes, and implements smarter connections that save time, reduce errors, and improve performance.

  • Automate workflows between sales, payments, and back-office systems
     
  • Eliminate manual data entry and reduce costly errors
     
  • Unlock insights with unified reporting across platforms
     

Solutions for Every Business


Whether you’re a small business seeking simple automation or a large enterprise demanding enterprise-grade integrations, Payco tailors solutions to your needs. From retail and restaurants to healthcare, B2B, and corporate networks, our integration services scale with your growth.


Your Partner in Efficiency


Technology isn’t just about tools—it’s about how they work together. At Payco, we make sure your systems are seamlessly integrated, reliable, and ready for the future. With expert guidance, hands-on implementation, and ongoing support, we empower your business to focus on growth, not complexity.

Payco Integration Services – powering the connections your business depends on.

Mobility solutions

Powering Your Business on the Go

Business doesn’t stop at the office—and neither should your connectivity. With Payco Mobility Solutions, we provide seamless wireless and cellular services that keep your team connected wherever business takes them.


Nationwide Coverage, Maximum Choice


Payco partners with all the major carriers and dozens of additional providers, giving you unmatched flexibility. Whether you need reliable nationwide coverage, specialized data plans, or enterprise-level mobility management, we ensure you’re matched with the right solution at the best value.


Tailored Wireless Plans & Advanced Solutions


  • Small Business & Teams – Affordable, scalable phone and data plans that grow with you.
     
  • Enterprise & Corporate – Unified mobility solutions for large organizations with multi-location needs.
     
  • Field Services & Remote Workforces – Reliable coverage and data solutions to keep employees productive in the field.
     
  • Fleet Tracking & Routing – Real-time GPS tracking, route optimization, and driver monitoring to increase efficiency and safety.
     
  • Mobile Device Management (MDM) – Securely manage, update, and protect mobile devices across your organization.
     

Smarter Mobility, Better Value


Our experts analyze your current wireless usage and costs, then design a plan that delivers better coverage, faster data, and reduced expenses. With Payco, you’ll eliminate waste, increase performance, and streamline management.


Secure, Scalable, Future-Ready


From secure device management to integrated fleet solutions, Payco builds mobility platforms that scale with your company’s growth—while keeping your data and communications safe.

Payco Mobility Solutions – empowering your business to stay connected, efficient, and competitive in a mobile-first world.

Internet

Payco Internet – Fast, Reliable, Always On

In today’s world, business runs on the internet. That’s why Payco delivers more than just connectivity—we provide customized internet solutions that keep your operations running smoothly, securely, and at the speed you need to compete.


Smarter Internet, Better Business


With contracts across 43+ leading carriers, Payco ensures you get access to the best speeds and pricing available in your area. Our team can instantly ping your business address to identify which providers and speeds are available, giving you clear options without the guesswork.


Performance and Savings


We don’t just connect you—we optimize your connection. By grading your current internet setup, Payco identifies where you’re overpaying or underperforming, then delivers faster, more reliable service while often lowering your monthly costs.


  • Maximize speed and reliability for your business operations
     
  • Streamline voice, video, and data usage across teams
     
  • Unlock savings by eliminating unnecessary costs
     

Solutions for Every Business


Whether you’re a small business looking for affordable reliability or a large enterprise demanding enterprise-grade bandwidth, Payco tailors internet solutions to your needs. From offices and retail to medical, hospitality, and corporate networks, we ensure your internet is built to scale with your growth.


Your Partner in Connectivity


The internet isn’t just a utility—it’s the backbone of modern business. At Payco, we make sure yours is strong, fast, and built for the future. With transparent recommendations, hands-on support, and 24/7 reliability, we’re here to keep you connected to what matters most.

Payco Internet – powering the networks your business depends on.

Copyright © 2025 Payco - All Rights Reserved. Payco and Its marks are trademarked.

Payco is a registered MSP/ISO of Elavon Inc. Georgia (A wholly owned subsidiary of U.S Bancorp Minneapolis, N.A., MN

Payco is a registered Independent Sales Organization of Wells Fargo Bank, N.A. Concord CA

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