Payco was born out of frustration with an industry that put profits before people. Our founders were tired of credit card companies exploiting business owners with hidden fees and broken promises. We built Payco to do what others wouldn’t — put honesty, transparency, and integrity at the center of everything we do.
At Payco, we remove the complexity from payments and technology so you can stay focused on growing your business. Our solutions include POS systems, credit card processing, lending, internet, phone, and connectivity services. With seamless integrations and deep industry expertise, we support retailers, restaurants, medical practices, laboratories, wholesalers, distributors, and e-commerce companies, helping them operate smarter and scale faster.
More than technology, we deliver care. Our team provides worry-free support backed by reliability, innovation, and personal service your business can count on.
At Payco, we are more than a payments company—we’re a team of experienced professionals driven by service, innovation, and a relentless focus on our clients’ success. Our diverse expertise allows us to craft solutions that simplify complexity, strengthen connections, and create new opportunities for growth. United by a passion for excellence, we help businesses thrive in an ever-changing marketplace.
Our mission is to champion client success through relentless care, proven expertise, and innovative technology. We simplify payments, strengthen connectivity, and remove barriers so businesses can grow with confidence. At Payco, caring is the standard, we measure success by the trust we earn, the value we deliver, and the partnerships we build.
We believe in delivering our very best—every time. Exceptional customer care is at the heart of what we do. Our clients are not just customers; they’re our greatest advocates, continuing to grow with us because of the next-level service and insight we provide.
As long as you’re processing with us, you’re fully covered. We provide credit card terminals* along with free replacements and upgrades every 36 months—or sooner if new hardware becomes available. We believe that investing in our clients is the best way to grow together.
Up to 2 terminals included per MID.
We are a no-excuse firm. Our priority is keeping you up and running—always. We take a full, in-depth look at your entire network infrastructure to eliminate potential issues before they become problems. If something does go wrong, there are no excuses and no passing the blame to other vendors. We own the issue and we resolve it.
Locked into a contract? Forget about it. With us, you can switch whenever you want. Our in-house legal team specializes in the complexities of contract law for credit card processing and fintech, giving you options you may not realize you have. If you think you’re stuck, give us a call—we’ll show you what’s possible.
There’s a reason most of our clients come through referrals. We combine great customer care with competitive pricing, backed by a team of industry veterans who focus on building long-term relationships. Our priority is helping your business make money—not lining the pockets of your vendors.
Yes, you read that right. If something breaks and you can’t fix it, give us a call. Our on-site technicians handle the issue directly—no runaround, no excuses. It’s true white-glove service, with next-level professionals supporting you every step of the way.
Common sense isn’t so common anymore—but with us, it is. Our customer care and operations teams combine deep knowledge with an upbeat, solutions-driven attitude. We’re known for service with a smile—delivered with speed, precision, and reliability.
You deserve transparency. You have the right to know exactly what you’re paying for—and how it compares to what’s available in the market. Our consulting and legal teams cut through the fine print, removing the mystery from invoices and contracts so you can make clear, informed decisions.
We believe you should always be in the know. That’s why we keep you up to date on industry regulations, best practices, emerging technologies, market trends, and any regulatory changes that affect your business.
Copyright © 2025 Payco - All Rights Reserved. Payco and Its marks are trademarked.
Payco is a registered MSP/ISO of Elavon Inc. Georgia (A wholly owned subsidiary of U.S Bancorp Minneapolis, N.A., MN
Payco is a registered Independent Sales Organization of Wells Fargo Bank, N.A. Concord CA
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