We provide true around-the-clock support with a nationwide footprint of in-person technicians. Our team is not only highly trained but also genuinely committed to your business success, ensuring fast, reliable service whenever and wherever you need it.
Forward Thinking Technology
We offer a complete technology platform with multiple back-end integrations, enabling us to custom-build solutions tailored to your business. Whether you need advanced Accounts Receivable solutions or a full-scale Restaurant POS system, we have you covered.
Transparent Pricing
At Payco, we believe in clear, honest pricing. You’ll always know exactly what you’re paying for—no hidden fees, no confusing statements, and no surprises. Our goal is to give you the best value in the industry while keeping your costs predictable and easy to understand.
Knowledge and Expertise
With 25+ years of experience in credit card processing, integrations, ach, and POS systems, Payco delivers tailored solutions that connect seamlessly with your business. From restaurants to retail to AR platforms, we combine deep industry knowledge with leading technology to ensure secure, efficient, and cost-effective payment solutions.
4 pillars of Payco- Evolve your Business
Payment Processing
Payment Processing
Payment Processing
Payco makes payment processing simple, affordable, and built for growth. From restaurants and salons to wholesalers running on NetSuite, we deliver seamless POS and credit card processing integrations that lower fees, streamline checkout, and boost profits. Backed by 24/7 expert support, we help you save money and keep customers happy.
Point Of Sale
Payment Processing
Payment Processing
Payco brings deep Point of Sale (POS) expertise to help businesses thrive. We provide best-in-class POS systems, credit card processing, and tailored software solutions designed for restaurants, retail, salons, and more. Our team specializes in POS integration, setup, and ongoing support—ensuring a smooth transition, lower costs, and peak performance for your business.
Business Suite
Business Suite
Business Suite
Payco delivers more than payments — we provide a complete marketplace of business solutions powered by technology and trusted partners. From securing capital with access to 80+ banks and lenders, to managing payroll and HR for your workforce, Payco equips you with the resources to scale. Our platform extends beyond finance into the tools
Payco delivers more than payments — we provide a complete marketplace of business solutions powered by technology and trusted partners. From securing capital with access to 80+ banks and lenders, to managing payroll and HR for your workforce, Payco equips you with the resources to scale. Our platform extends beyond finance into the tools that keep your operations running smoothly: internet and connectivity solutions, advanced business management platforms, and integrated technology that ties it all together.
IT Support
Business Suite
Business Suite
At Payco, we know payment and technology issues can happen anytime—that’s why we provide 24/7 support from local, friendly experts. From minor payment glitches to complex networking challenges, our in-person tech support operates like a full IT department. Plus, with a nationwide network of IT partners, we deliver best-in-class service and tailored attention to keep your business running smoothly.
how do i get started
Step 1: Request an Analysis
Step 3: Complete Application
Step 1: Request an Analysis
New to payment processing? Simply click Sign Up to create your merchant account—it’s fast and easy. Already processing? Send us a recent statement and share details about your setup, POS system, virtual terminal, or handheld along with what you like and don’t like, and we’ll get to work optimizing your solution.
Step 2 : Review Analysis
Step 3: Complete Application
Step 1: Request an Analysis
Review your custom analysis at your convenience—we can send it directly to you or schedule a meeting to walk through it together. As payment processing and POS experts, we’ll cover the first two terminals at no cost when you process with Payco.
Step 3: Complete Application
Step 3: Complete Application
Step 4: Installation and Training
Complete your merchant application and sign the agreement so we can set up your account and start processing with Payco. Simply click Sign Up above, and we’ll prepare your application and send it right back to you.
Step 4: Installation and Training
Step 5: Always Supported and Happy
Step 4: Installation and Training
Our team will set up your payment devices, POS or virtual terminal and provide hands-on training so you and your staff feel confident and ready to process with Payco.
Step 5: Always Supported and Happy
Step 5: Always Supported and Happy
Step 5: Always Supported and Happy
With Payco, you’re not just saving money—you’re backed by our 24/7 support team. Day or night, we’re here to keep your business running smoothly so you can focus on happy customers and growing profits
Step 6: Refer and Get Paid
Step 5: Always Supported and Happy
Step 5: Always Supported and Happy
Most of our business comes from happy customers just like you. When you refer another business to Payco, you’ll earn cash rewards once they start processing. It’s our way of saying thank you for spreading the word and helping more merchants save and succeed.
We believe in putting in our best efforts and providing the best customer care. Our customers are our biggest referral source and continue to grow with our next level service and insight.
Processing Equipment
Performance Based Provider
Performance Based Provider
As long as you are processing with us we have you covered with credit card terminals*, free replacements and upgrades every 36 months or as new hardware is released. We believe investing in our clients is the best way to grow. *up to terminals 2 included per mid
Working Technology
Performance Based Provider
Contract Mitigation Assistance
We are a no-excuse firm focused on making sure you are up and running. We take a deep dive at your entire network infrastructure to make sure there are no excuses as to why you cannot take payments or something is not working. No excuses, No passing off to other vendors, we handle the problem.
Contract Mitigation Assistance
Contract Mitigation Assistance
Contract Mitigation Assistance
Have a contract? Forget about it. Switch to us when you want. We have a legal team that has mastered the complexities of contract law pertaining to credit card processing and Fintech companies. If you feel like you cannot go anywhere give us a call and see what we can do for you.**
Straight Forward Answers
Contract Mitigation Assistance
Straight Forward Answers
There is a reason most of our customers are referred to us, Great customer care and great pricing. We are a group of industry veterans that focus on long term relationships and making sure your business is making money not lining the pockets of your vendors.
Real Support
Contract Mitigation Assistance
Straight Forward Answers
Yes you read this correctly. If something breaks and you cannot figure it out give us a call, we have technicians that come on site and actually resolve the issues. White glove service with next level professionals assisting at every angle.
Common Sense Customer Service
Common Sense Customer Service
Common Sense Customer Service
Common sense is not so common nowadays. With us it is, and so is the knowledge base and upbeat personality of our customer care and operations teams. Service with a smile, speed and precision is what we are known for.
Transparent Pricing
Common Sense Customer Service
Common Sense Customer Service
You have the right to know what you are paying and to understand what is out there. We have a full consulting and legal team to help lift the mystery of invoices and contracts.
Clear Communication
Common Sense Customer Service
Clear Communication
We have the firm belief you should be in the know, and keep you up to date with industry regulations, practices, new devices, trends and any regulatory changes.
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