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  • Home
  • Payco
    • Our Mission
    • Alliances
    • Blog
  • Services
    • Payment Processing
    • Point of Sale
    • Lending
    • IT Solutions
  • Sign Up
    • Merchant Application
    • Loan Application
    • POS and Software Sign Up
    • IT and Networking Setup
    • Internet Application
    • VOIP Phone Application
    • Liabilty Waiver
    • Payco Secure Gateway
    • Agent New Acct Checklist

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Welcome To the Best and only Payments Provider you will ever need

At Payco, we have a genuine passion for assisting our clientele day in and day out. We extend an invitation for you to become a part of the Payco family and experience our commitment firsthand. A significant portion of our business thrives on referrals from satisfied clients who have achieved success with us.


Whether you operate in retail, restaurants, wholesale, business-to-business, medical, or E-Commerce, Payco has the solutions you need. What sets us apart is our unwavering focus on technology, ethical practices, and delivering truly exceptional customer care. We take pride in helping our clients reclaim their time, allowing them to concentrate on the core of their business.


We encourage you to schedule a meeting with us today to discover how Payco can benefit you and your team. Let us show you what we can do to support your business growth and success.

Payment Processing Made Easy

24/7 Support with Transparent Pricing and Experienced Staff
Sign Up Now Click HereSchedule A MeetingFree Statement Analysis

Terminal included as long as you process with us

How we help our clients

At Payco, we're dedicated to simplifying payment processing, making it  easy to understand and reliable. We've meticulously vetted all  major acquirers in the US and developed a cutting-edge technology  platform to streamline payment acceptance. This technology is backed by  our exceptional support and a deep understanding of how to help our  clients achieve their goals. Whether you need a simple or  sophisticated solution, we're here to assist you every step of the way.

Switch to Payco

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Lower Your rates

Lower your Processing Fees

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Upgrade your Equipment

Upgrade your Payment Devices and Virtual Terminal

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Evolve your Business

Improve your business, increase efficiency

Pricing Models

Interchange Plus

Interchange Plus

Interchange Plus

Straight Forward to the Point Cost-Plus Pricing. We will beat your rate and provide better service. 

Dual-Pricing

Interchange Plus

Interchange Plus

Want to Pass the Cost of Processing to your clients and not receive a bill at the end of the month? Dual Pricing is the way to go. 

Surcharge

Interchange Plus

Surcharge

Want to eliminate a majority of your processing fees but still provide cost-free options to your clientele?  We have the compliant systems to help you.

Flat Rate

Interchange Plus

Surcharge

Does your business require set costs for forecasting? Ask us about our flat-rate pricing models. 

straight forward answers

-We remain agnostic by having direct partnerships with every major acquirer ensuring you have the right back end to support your business.

-We find the best solution for you based on your industry, existing hardware and technology stack, POS/ERP, wants, needs, and security requirements.

-In-person support throughout the US, with dedicated knowledgeable customer care based out of our corporate office.

Ready to Make the Change

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Payco commandments: you have the right to

Performance Based Provider

Performance Based Provider

Performance Based Provider

We believe in putting in our best efforts and providing the best customer care. Our customers are our biggest referral source and continue to grow with our next level service and insight. 

We Provide Equipment

Performance Based Provider

Performance Based Provider

As long as you are processing with us we have you covered with free equipment(terminals), free replacements and upgrades every 24 months or as new hardware is released. We believe investing in our clients is the best way to grow. *

Straight Forward Pricing

Performance Based Provider

Contract mitigation assistance

There is a reason most of our customers are referred to us, great customer care and great pricing. We are a group of industry veterans that focus on long term relationships and making sure your business is making money not lining the pockets of your vendors.

Contract mitigation assistance

Internet, Networking and Security

Contract mitigation assistance

Have a contract? Forget about it, we have a legal team that has mastered the complexities of contract law pertaining to credit card processing and Fintech companies. If you feel like you cannot go anywhere give us a call and see what we can do for you.**

Internet, Networking and Security

Internet, Networking and Security

Internet, Networking and Security

We are a no-excuse firm focused on making sure you are up and running. We take a deep dive at your entire network infrastructure to make sure there are no excuses as to why you cannot take payments or something is not working. No excuses, No passing off to other vendors, we handle the problem.

In Person Technical Support

Internet, Networking and Security

Internet, Networking and Security

Yes you read this correctly. If something breaks and you cannot figure it out give us a call, we have technicians that come on site and actually resolve the issues. White glove service with next level professionals assiting at every angle. 

Common Sense Customer Service

Common Sense Customer Service

Common Sense Customer Service

Common sense is not so common nowadays. With us it is, and so is the knowledge base and upbeat personality of our customer care and operations teams. Service with a smile, speed and precision is what we are known for.

Know What You Are Paying

Common Sense Customer Service

Common Sense Customer Service

You have the right to know what you are paying and to understand what is out there. We have a full consulting and legal team to help lift the mystery of invoices and contracts from any vendor. 

Knowing what's coming

Common Sense Customer Service

Knowing what's coming

We have the firm belief you should be in the know, and keep you up to date with industry regulations, practices, new devices, trends and any regulatory changes. 

Copyright © 2023 Payco - All Rights Reserved. 

Payco is a registered MSP/ISO of Elavon Inc. Georgia (A wholly owned subsidiary of U.S Bancorp Minneapolis, N.A., MN

Payco is a registered Independent Sales Organization of Wells Fargo Bank, N.A. Concord CA

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