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Merchant Payment Processing Services

Evolve your business in the USA with our cutting-edge merchant payment processing services and credit card processing solutions. As a trusted partner, we provide seamless transactions, ensuring your customers experience swift and secure payments. Our advanced tools can help your retail store, restaurant, or entire accounts receivable department. 

Our tailored services cater to local businesses, offering competitive rates and personalized support. With state-of-the-art technology, we empower your enterprise to thrive in the dynamic US market. 

Trust us as your partner in merchant services in the USA for efficient, reliable, and cost-effective solutions that fuel your success.

Payment Processing Made Easy

24/7 Support with Transparent Pricing and Experienced Staff
Sign Up Now Click HereSchedule A MeetingFree Statement Analysis

How we help our clients

At Payco, we're dedicated to simplifying payment processing, making it easy to understand and reliable. We've meticulously vetted all major acquirers in the US and developed a cutting-edge technology platform to streamline payment acceptance. This technology is backed by our exceptional support and a deep understanding of how to help our clients achieve their goals. Whether you need a simple or sophisticated solution, we're here to assist you every step of the way.

Terminal included as long as you process with us

Types of clients we help

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Restaurants

Restaurants, Cafe's and Fast Casual and Franchise

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Auto Repair and Mechanics

Auto Repair, Mechanics, Body Shops, Paint etc

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Medical and Doctor Offices

Medical Clinics, Doctors, Dentist, Hospitals

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Professional Services

Lawyers, Accountants, Consultants, Professionals

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Wholesale and Distribution

Wholesale, Distribution, B2B firms

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Retail Businesses

Clothing, Vitamin, Salon, Pet Shop, Grocery Store

WHAT ARE MERCHANT SERVICES and CREDIT CARD PROCESSING?

These encompass a suite of financial solutions that enable merchants to accept credit cards, fostering convenient and secure transactions. Integral components include payment processing, authorization, and settlement.

In the US,  diverse businesses thrive, Payco merchant services consultants provide tailored solutions to meet local industry needs.  This includes point-of-sale (POS) systems, pos systems restaurants, online payment gateways, and mobile payment options. Credit card processing involves securely managing transactions and ensuring compliance with payment card industry standards.

Further, payment processing companies in the USA often offer value-added features such as fraud prevention, real-time reporting, and customer analytics. These services not only enhance operational efficiency but also contribute to a positive customer experience, crucial in a competitive market like the United States.

Businesses partnering with merchant services consultants benefit from streamlined financial operations, reduced payment processing costs, and access to a range of payment solutions suitable for the dynamic landscape of the US. As technology evolves, merchant payment processing services, continually adapt, playing a vital role in the growth and success of businesses in the vibrant and competitive market of the USA.

Switch to Payco

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Lower Your rates

Lower your Processing Fees

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Upgrade your Equipment

Upgrade your Payment Devices and Virtual Terminal

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Evolve your Business

Improve your business, increase efficiency

Pricing Models

Interchange Plus

Interchange Plus

Interchange Plus

Straight Forward to the Point Cost-Plus Pricing. We will beat your rate and provide better service. 

Dual-Pricing

Interchange Plus

Interchange Plus

Want to Pass the Cost of Processing to your clients and not receive a bill at the end of the month? Dual Pricing is the way to go. 

Surcharge

Interchange Plus

Surcharge

Want to eliminate a majority of your processing fees but still provide cost-free options to your clientele?  We have the compliant systems to help you.

Flat Rate

Interchange Plus

Surcharge

Does your business require set costs for forecasting? Ask us about our flat-rate pricing models. 

Schedule A Meeting

straight forward answers

-We remain agnostic by having direct partnerships with every major acquirer ensuring you have the right back end to support your business.

-We find the best solution for you based on your industry, existing hardware and technology stack, POS/ERP, wants, needs, and security requirements.

-In-person support throughout the US, with dedicated knowledgeable customer care based out of our corporate office.

Ready to Make the Change

Get a FREE Demo today! 

Sign Up Now Click Here

Payco commandments: you have the right to

Performance Based Provider

Performance Based Provider

Performance Based Provider

We believe in putting in our best efforts and providing the best customer care. Our customers are our biggest referral source and continue to grow with our next level service and insight. 

We Provide Equipment

Performance Based Provider

Performance Based Provider

As long as you are processing with us we have you covered with free equipment(terminals), free replacements and upgrades every 24 months or as new hardware is released. We believe investing in our clients is the best way to grow. *

Straight Forward Pricing

Performance Based Provider

Contract mitigation assistance

There is a reason most of our customers are referred to us, great customer care and great pricing. We are a group of industry veterans that focus on long term relationships and making sure your business is making money not lining the pockets of your vendors.

Contract mitigation assistance

Internet, Networking and Security

Contract mitigation assistance

Have a contract? Forget about it, we have a legal team that has mastered the complexities of contract law pertaining to credit card processing and Fintech companies. If you feel like you cannot go anywhere give us a call and see what we can do for you.**

Internet, Networking and Security

Internet, Networking and Security

Internet, Networking and Security

We are a no-excuse firm focused on making sure you are up and running. We take a deep dive at your entire network infrastructure to make sure there are no excuses as to why you cannot take payments or something is not working. No excuses, No passing off to other vendors, we handle the problem.

In Person Technical Support

Internet, Networking and Security

Internet, Networking and Security

Yes you read this correctly. If something breaks and you cannot figure it out give us a call, we have technicians that come on site and actually resolve the issues. White glove service with next level professionals assiting at every angle. 

Common Sense Customer Service

Common Sense Customer Service

Common Sense Customer Service

Common sense is not so common nowadays. With us it is, and so is the knowledge base and upbeat personality of our customer care and operations teams. Service with a smile, speed and precision is what we are known for.

Know What You Are Paying

Common Sense Customer Service

Common Sense Customer Service

You have the right to know what you are paying and to understand what is out there. We have a full consulting and legal team to help lift the mystery of invoices and contracts from any vendor. 

Knowing what's coming

Common Sense Customer Service

Knowing what's coming

We have the firm belief you should be in the know, and keep you up to date with industry regulations, practices, new devices, trends and any regulatory changes. 

Frequently Asked Questions

Please reach us at Support@mypayco.com if you cannot find an answer to your question.

We employ foolproof security measures, including encryption and compliance with industry standards like PCI DSS, to guarantee a safe and secure environment for financial transactions in the US 


The technology can be seamlessly integrated with popular POS systems, ensuring businesses can use the technology that best suits their operational needs in the US.


Our clients love our customer support responsiveness and the availability of comprehensive training programs. Our robust support system ensures businesses maximize the efficiency and effectiveness of our credit card processing consultants. 


We cater to a wide range of industries and thus ensure that our credit card processing solutions are well-suited for a wide range of businesses in the dynamic market of the US. 


Our merchant services are meticulously crafted to elevate your credit card processing experience in the US. We offer tailored solutions that optimize efficiency, reduce costs, and cater to the unique needs of businesses in this vibrant market. From seamless integration with popular POS systems to transparent pricing models, we empower your business with cutting-edge technology and unwavering support. 


Copyright © 2023 Payco - All Rights Reserved. 

Payco is a registered MSP/ISO of Elavon Inc. Georgia (A wholly owned subsidiary of U.S Bancorp Minneapolis, N.A., MN

Payco is a registered Independent Sales Organization of Wells Fargo Bank, N.A. Concord CA

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