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Payco in person meeting providing advisory on loan programs and types of loans

Payco Lending Platform

At Payco, our reputation is built on a foundation of honesty,  transparency, and a steadfast commitment to delivering tangible results for businesses. When it comes to lending, we take these principles to heart and offer a comprehensive suite of financial solutions tailored to  meet your unique business needs. 

Lending as a solution

Our lending portfolio is designed to empower you to take strategic steps towards your business goals. Whether you're looking to expand your operations by acquiring a new business or buying out a partner, renovating and remodeling your facilities, stocking up on inventory for peak holiday seasons, or upgrading your essential equipment, we have the financial tools and expertise to support you every step of the way.


One of our key strengths lies in the breadth of our partnerships. We've cultivated a network of trusted financial institutions and lenders who are prepared to work closely with you to secure the financing you need. Our collaborative approach ensures that you have access to a wide range of lending options, enabling us to find the most suitable solution that aligns with your specific circumstances and objectives.


Our team of experienced financial advisors is dedicated to providing personalized guidance throughout the lending process. We'll work closely with you to understand your financial situation, goals, and challenges, and then tailor a lending solution that fits seamlessly into your business strategy. Whether you're a startup looking for that initial boost or an established business aiming for growth, we have the expertise to craft a financing plan that works for you.


Additionally, our commitment to transparency means that you'll have a clear understanding of the terms and conditions of your loan. We'll explain all the details, including interest rates, repayment schedules, and any other relevant information, so you can make well-informed decisions.


At Payco, we don't just offer loans; we offer a partnership that extends  beyond the transaction. We're here to support your business's financial  well-being, ensuring that you have the resources and support you need  to thrive and succeed. Our track record speaks for itself, and we look  forward to helping you achieve your business ambitions through our  lending solutions.

Lending Solutions Catered to your Business

Full white glove service. Have one of our lending specialists review your needs and select one of our premier partners to review your file and present solutions to help your business grow.

Custom Lending Solutions Apply Here

Want to have 75+ lenders compete for your business!

Prefer to enter the Payco lending arena and have 75+ banks fight for your business, click below. You will be taken to our marketplace. Scroll to the bottom, answer a few questions and you are off to the races.

Payco Lending Marketplace Click Here

Benefits of Choosing Payco's Lending Platform

Integrity and Transparency

We source high-quality lending products with competitive rates and no hidden fees.

Expertise & Experience

Our Loan Specialists have an average of 10 years experience and actually care what product they are pairing you with. 

Competitive and Resourceful

Preferred rates from lending partners and funding often within 24 hours.

Financing Options

Term Loans and Real Estate Loans

Term Loans and Real Estate Loans

Term Loans and Real Estate Loans

Funds are repaid over a Fixed Period of time with multiple different payment structures. 

SBA Loans

Term Loans and Real Estate Loans

Term Loans and Real Estate Loans

Term Loans secured by the federal Government. We have excellent solutions and advisors in the SBA space to help find you the right loan for you and your business.  Great for buying our a partner or existing business as well. 

Lines of Credit

Term Loans and Real Estate Loans

Lines of Credit

LOC solutions to help you and your business grow when you need it. Great for short term needs or to balance out cash flow in times of need during the holidays or busy season.

Equipment Loans

Invoice Financing and Factoring

Lines of Credit

Funds to Purchase Equipment, or fund an IT project. We partnered with the best of the best in the equipment financing space to help you get what you need to support your business

Invoice Financing and Factoring

Invoice Financing and Factoring

Invoice Financing and Factoring

Used to Pay Specific Business Invoices or help you with cash flow on incoming accounts receivables.

Alternative Financing

Invoice Financing and Factoring

Invoice Financing and Factoring

Our contacts in the lending space have extensive reach to find a solution that works for you and your team

Ready to Get funded

Apply Now

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Payco is a registered MSP/ISO of Elavon Inc. Georgia (A wholly owned subsidiary of U.S Bancorp Minneapolis, N.A., MN

Payco is a registered Independent Sales Organization of Wells Fargo Bank, N.A. Concord CA

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