Our Team

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Joseph has 35+ years of computer programming and software development experience ranging from complex data security applications and encryption to data compression. He holds a BA in software engineering from University of Michigan.  He enjoys spending time with his children and going for walks with his wife in the outdoors. Hiking, Camping and bike riding are all hobbies he enjoys. 

Philip  has 30 years experience in operating restaurants, accounting and finance  and has assisted middle market companies with financing, mergers and  acquisitions, franchising and strategic planning needs. Rooted in  experience with leading restaurant industry brands, his tenure has  included positions as President/CEO of Grill Concepts, Inc., CFO for  California Pizza Kitchen, CFO & Interim CEO for Wolfgang Puck
 Food  Company, CEO for Color Me Mine and CEO & COO for Diversified Food  Group. Philip graduated with a BSC, Economics from London School of  Economics & Political Science

Born in 1958 in New Haven Connecticut, Mr. Bobak is an attorney at law  licensed to practice in the state of California and in Colorado. Mr.  Bobak specializes in litigation of business, corporate and real estate  related issues where he has represented diverse clients ranging from  small entrepreneurial businesses up to fortune five hundred companies. 

In  addition to his legal practice, Mr. Bobak is currently on the Board of  Directors of the Goldwin Foundation, Inc., is a former member of the  Board of Directors for Love on 4 Paws, is an amateur photographer and  volunteers at local hospitals with his therapy dog.

James is an industry veteran in the payments space. He has worked with restaurateurs and B2B clients for 10 + years. He has BA in Business management, Masters in international Business and marketing and an MBA from University of La Verne. He enjoys spending time with his Wife and Daughter fishing and boating. 

Arizona Oum is the Director of IT at PayCo, where he specialize in integration and development of multiple type of POS system with valued products like credit card system, online ordering and reporting. Arizona have worked with Vista, Heartland, Digital Dining, Clover and many different types of POS system. He has worked with many different types of API, C++, SQl and JAVA to name a few programs.

Sean is a seasoned management professional with extensive experience in the financial services industry and has held senior leadership roles for three Fortune 100 Companies. For more than 25 years he has worked to achieve superior results for his clients through the use of best practices in service excellence, financial stewardship and operational efficiency. Sean volunteers as a member of National Association of Emergency Medical Technicians and as a National Ski Patroller, Instructor of BLS for American Heart Association, and enjoys hiking, cycling, camping and playing classical guitar.

Yolanda Alvarez is our Director of Operations with 10+ years of experience in payment solutions and processing. She specializes in problem solving and client relations. As well as educating the team on using progressive systems and applications. Yolanda is inspired daily by her husband and son. In her free time, Yolanda enjoys hiking or catching a baseball game with her son.

Ryan manages client relations and sales for Payco. He has 18+ years of experience in IT services, technology & business consulting, Management and Payment Processing. He holds a unique skillset for contract negotiation and mitigating contractual obligations for clientele. 

Ray is a dedicated payments professional with 15+ years experience in the payments space. He has vast experience in integrations, POS systems, and complex B2B environments. He is a self educated in the art of business and payments technology. He enjoys spending time with friends and family and enjoys making people laugh.